Child Life Insurance by

Auto-Owners Life

Children do not have current financial obligations and children are not the bread winners of a home. So why do children need their own life insurance policy? Because starting a child with a permanent life insurance program, while his or her health is still good, is a sound financial decision.

If your child is at least 15 days old, protect him or her with Children's Simplified Issue Whole Life Insurance policy from Auto-Owners Life Insurance Company.

Your child will benefit their entire life:


  • Obtain protection before health problems show up

  • Guaranteed coverage to age 110

  • Issue age 15 days through age 17

  • Policy amounts $10,000 to $50,000

  • Monthly payment option

  • Building a cash reserve for future use or as a gift

  • 50% automatic coverage increase at ages 18 and 25 with no premium increase

The best part? No physical exam or physician's report is required when applying for the Children's Simplified Issue Whole Life policy. You only answer a few eligibility questions.


Now, take the next step and protect your child: Request a from your Fuller Insurance Team member.

View the Simplified Issue Child Whole Life Insurance brochure.​