We are fortunate to live in a beautiful community, near the water, with lots of fun beach and bay activities. However, flooding is a real concern when you live near the water.
When your home is located in a Special Flood Hazard Area (SFHA) which is an A or V flood zone, you are normally required to purchase flood insurance on your home by your mortgage company. Even if you don't have a mortgage, when you purchase a flood insurance policy, you are protecting your home and investment from a catastrophic flood loss.
Flood Insurance Zones in Northwest Florida are currently being remapped. The Northwest Florida Water Management District, in cooperation with FEMA, has been working on the flood zone remapping project for several years. What does this mean for you? Here is some helpful information: