American Strategic Insurance Company

American Strategic Insurance Company is a Florida based insurance company that writes home, landlord, condo, flood, excess flood, and personal umbrella insurance in Florida. American Strategic is owned by the Progressive Insurance Corporation. American Strategic Insurance Corporation and its underwriting companies are rated A by A.M. Best Company.

American Strategic Insurance Company's home office is located at 1 ASI Way, St. Petersburg, FL 33702. Their website address is www.americanstrategic.com

In Florida, American Strategic utilizes four different underwriting insurance companies: American Strategic Insurance Corporation, Ark Royal Insurance Company, ASI Assurance Corporation, and ASI Preferred Insurance Corporation.


American Strategic offers a unique Private Flood Insurance Endorsement on their homeowners, landlord, and condo unit owner policies. If the home or condo unit is located on an barrier island or inlet, it would not be eligible for the ASI Private Flood Insurance Endorsement. In addition, if the home or condo unit has prior flood losses, then the home or condo would not be eligible.

The ASI Private Flood Insurance Endorsement offers higher limits than what is offered by the National Flood Insurance Program and offers replacement cost coverage on the building for both primary and secondary homes. Additional Living Expense of $5,000 is included and the waiting period for flood coverage is eliminated.

American Strategic mails 9 volt batteries to all its insureds to remind them how important it is to have a functioning smoke alarm in every house.

American Strategic offers these 7 Flood Myths for homeowners to review.


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